Worthy Wealth Equity Offering

Who is Worthy Wealth?

We are a financial technology company that offers a community investment and wealth building platform. We provide proprietary financial products to those who don't have easy access to higher yielding, private market investments.

Be an Owner - Worthy Wealth Equity Offering

As Worthy Wealth expands its business, we are inviting the public to benefit from participating in that growth. We are offering the opportunity for retail investors to buy shares in our company...joining us as owners!  These types of investments - in private companies - previously were only available to the wealthiest of investors but we have worked to open these important opportunities to everyone. This is your chance to benefit not just from the high-yielding investment products Worthy Wealth creates, but from the company's success as a whole - and to be a part of something from the ground floor. 

Advantages of Private Stock Ownership

Private company ownership means investing in companies that are not yet publicly traded on stock exchanges. Some key advantages of holding stock in a private company are:

  • Potential for Higher Returns: "Getting in early" on a young company can mean you benefit from considerable returns as the venture grows. Investing in private companies has significantly outperformed the stock market over the last 25 years.
  • Portfolio Diversification: As an alternative investment to publicly traded securities, it provides an additional type of asset to reduce portfolio concentration risk.
  • Less Volatility: Because these investments aren't publicly traded, their value doesn't fluctuate as wildly as public stocks, which can be appealing to investors.
  • Access to Exclusive Opportunities: Private market investments are typically only available to wealthy (also called "accredited") investors, providing access to exclusive deals that aren’t available in public markets. This can open doors to higher-quality investment options.

Difference Between Equity Shares and Bonds

Worthy Wealth offers numerous investment products to cater to any investor type. The primary types of securities offered are equity and bonds. The key differences are:

  • Equity - When you make an equity investment, it means you are buying an ownership stake in a business - in this case in Worthy Wealth, Inc.  Equity is a way of participating in the success (or risk) of a business, rather than just lending money or receiving fixed interest payments like with bonds or loans. When the equity investment is in an early-stage company - like Worthy Wealth - you are buying in when the company has a lower valuation with the goal of benefiting as the stock value increases.
  • Bonds -  When you buy a bond, you are essentially making a loan to a company, government, or other entity in exchange for regular interest payments and the promise to repay the original amount (the principal) at a later date.  Bonds can usually be redeemed on demand (i.e., at any time) or at a predetermined maturity date (for example 3 years).  You as an investor are not an owner - sharing in the profits or "upside" of a company - but are essentially a lender earning a fixed return.

How do I get a return on my investment with Worthy Shares?

Unlike shares of a public company which can be bought and sold daily on stock exchanges, shares in a private company are usually held until the company has "an exit". This means the company either decides to "go public" and sell their shares on the formal stock exchange, or the company is acquired by another business entity. Around 80-90% of "exits" for private companies happen through acquisitions. Larger companies or competitors typically buy firms for strategic reasons, such as gaining new technology, expanding market share, or entering new markets.  In these cases, investors receive a payout either in cash, stock of the acquiring company, or a combination of both. The payout typically happens at a high premium to the original investment.  
 
There are other ways to sell private shares - for instance there are a growing number of "secondary market platforms" where private shares are bought and sold - but the most common way of "cashing out" is when a company is acquired.
 
While the potential returns can be significant, investing in private companies also carries risks, such as illiquidity (you can’t sell your investment easily). Investments that can be sold easily are called "liquid" (as they can be "liquidated" by converting them to cash) and investments that cannot be easily sold are called "illiquid".  Private company shares are illiquid until there is an exit so investors should be prepared to hold their investments for between 3 to 5 years. This gives time for the company to grow in value before it chooses to exit.

How do I purchase Worthy Wealth Equity Shares?

You can purchase Worthy Wealth equity shares, or learn more about the company and opportunity, by clicking here or the button at the bottom of this screen. Please note:

  • Shares are only $10/each, with a minimum purchase of $500 (50 shares)
  • They can be purchased via ACH through your bank account or credit card
  • In order to purchase, you will have to verify your identity by entering either a driver's license or passport number (so please have this information on hand)

Where do I find my Worthy Shares once purchased?

Once the purchase transaction of your Worthy stock is settled, your shares will be managed by a third party share transfer agency, KoreConX. You will be invited to open and log into a KoreConX account where you can administer your account, view performance dashboards, and reach support. 

We look forward to having you join the Worthy Wealth family as an owner and shareholder!